(951) 970-5087
Karen Totty
Karen Totty REALTORĀ®

Temecula CA Real Estate News and Information!

41847 Camino De La Torre, Temecula 92592 - Temecula home for sale
Karen Totty 7 years ago

Vintage Hills home in Temecula has 4-bedrooms/3-bathrooms plus a loft, 3189 square feet of living space and a 4-car garage. Steel framed construction. Double door entry leads to a light and bright interior. One bedroom downstairs and the rest of the bedrooms are up stairs. The upstairs master bedroom has an inviting tek wood deck with white vinyl railing. Enjoy beautiful views from the backyard of city lights at night and distant mountains during the day. Gourmet kitchen with granite counter top...

Karen Totty 7 years ago

What is a HUD Home?

A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

The homes are sold through a bid process via the HUD online portal and require the use of a HUD Registered Real Estate agent and can be very confusing to agents not familiar with the process required to submit offers. Not all agents are registered w...
Karen Totty 7 years ago

For years we were always told that you MUST have PMI (Private Mortgage Insurance) when you get an FHA loan. It was a necessary evil but often added a significant amount to your mortgage payment if the entire amount is not pre-paid in your closing costs. What we were often NOT told is that once you refinance to a NON-FHA loan or have the PMI removed when you reach 20% equity in your home you are due a refund of any PRE-Paid Private Mortgage Insurance (PMI). If you have refinanced an FHA mortgage...

Karen Totty 7 years ago

With the huge increase in the number of homeowners installing solar systems on their property, the buying and selling of these solar equipped homes is becoming much more common.

The HERO program, that was widely used throughout the county to finance many of these systems, initially had many hurdles to overcome when it came time to sell the property. The biggest problem was a lack of clear communication and information on the actual lease program and what the requirements were to sell or transfe...
26542 Bay Ave, Moreno Valley
Karen Totty 7 years ago

BACK ON THE MARKET!!

BUYER COULD NOT PERFORM AND WE NEEDED TO MOVE ON!

Beautiful 5 Bedroom 4 Bathroom home for sale in Moreno Valley. Call for current status and showing information Karen Totty 951-970-5087

Great 5 Bedroom 4 bathroom + loft home in the Rancho Belago neighborhood of Moreno Valley. This over 3200 square foot home features a bedroom and full bathroom on first floor of the home, which is great for out of town guests or long term visitors. The home has a wonderful layout with a s...
26336 Arboretum Way #3702, Murrieta CA - 2 Bedroom Condo for Sale
Karen Totty 7 years ago

SOLD!! Full priced offer in less than 4 days on the market!!

Beautiful two bedroom two bathroom (plus Den) condominium in the desirable gated community of VERONA in Murrieta CA. You are greeted with a great open layout with a large sitting area with a warm gas fireplace. Wonderful warm wood look laminate floors flow beautifully. This unit is just over 1000 sqft and includes a den right off the living room that can be used as an office. Room for your stack-able washer and dryer are located insid...
31971 Lodge House Ct, Temecula - Open House
Karen Totty 7 years ago

OPEN HOUSE SATURDAY AUGUST 20TH 2016 - 1PM - 5PM - Put this on your list to view!

This beautiful South Temecula Home in the beautiful Wolf Creek community is walking distance to Great Oak High School and Temecula Lusieno Elementary School!

Welcome home to this gorgeous and highly upgraded turnkey home located on a quite cup-de-sac in the Laurel Collection of Wolf Creek in the highly desired South Temecula neighborhood. This beautiful home offers 2654 sqft of living space, 3 spacious bedrooms,...
OR
Karen Totty
Already have Account?