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Karen Totty
Karen Totty REALTOR®

Temecula CA Real Estate News and Information!

24763 Lincoln Ave, Murrieta CA 92562 - Karen Totty - EXIT Alliance Realty
Karen Totty 6 years ago

 

 

 

This Beautifully maintained home is in the heart of Murrieta and truly shows pride of ownership! Perfect for families or first time buyers! This home is walking distance to preschools, schools, shopping center, Church's, Cal Oaks Sports Park and all of your other essentials!! This gorgeous home boasts over 2100 sq. ft of living space. The desirable open floor plan includes 4 large bedrooms with walk-in closets and 3 full custom bathrooms. Custom granite and tile work adorn all three b...
27423 Larabee Ct #3, Murrieta CA 92562
Karen Totty 6 years ago

Beautiful Murrieta CA 3 Bedroom Townhome in FHA and VA approved North Oaks community. This two story 1761 square foot home is beautifully maintained with new flooring in most of the unit. Great entertaining area in your spacious private courtyard in back and granite counters in the kitchen. Large bedrooms with extra large walk in closet in master bedroom. Attached two car garage with room for storage. The North Oaks community is in the Murrieta school district and within walking distance to Vi...

38914 Paseo De Oro, Murrieta CA 92563
Karen Totty 6 years ago

A golf course view home less than $300,000. Highly upgraded golf course home, 2 BR 2 1/2 BA with office 5 mins to Temecula Promenade Mall . Tile and laminate throughout. Floor to ceiling shutters in the living room. Granite counter tops in kitchen and bathrooms. Cathedral ceilings in 2 master's bedroom. Glassed wall in the office or play room. Golf course views in living room, dining room, master's bedroom and office. Deck off the master's bedroom. Relax and unwind in the community pool and spa....

Karen Totty 7 years ago

What is a HUD Home?

A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

The homes are sold through a bid process via the HUD online portal and require the use of a HUD Registered Real Estate agent and can be very confusing to agents not familiar with the process required to submit offers. Not all agents are registered w...
Karen Totty 7 years ago

For years we were always told that you MUST have PMI (Private Mortgage Insurance) when you get an FHA loan. It was a necessary evil but often added a significant amount to your mortgage payment if the entire amount is not pre-paid in your closing costs. What we were often NOT told is that once you refinance to a NON-FHA loan or have the PMI removed when you reach 20% equity in your home you are due a refund of any PRE-Paid Private Mortgage Insurance (PMI). If you have refinanced an FHA mortgage...

26336 Arboretum Way #3702, Murrieta CA - 2 Bedroom Condo for Sale
Karen Totty 7 years ago

SOLD!! Full priced offer in less than 4 days on the market!!

Beautiful two bedroom two bathroom (plus Den) condominium in the desirable gated community of VERONA in Murrieta CA. You are greeted with a great open layout with a large sitting area with a warm gas fireplace. Wonderful warm wood look laminate floors flow beautifully. This unit is just over 1000 sqft and includes a den right off the living room that can be used as an office. Room for your stack-able washer and dryer are located insid...
City of Temecula - September 11 Memorial Event
Karen Totty 8 years ago

We live in a very fortunate community nestled between beautiful wineries to the east and avocado and citrus groves to the west and are lucky enough to have a very low crime rate compared to many, many cities of our size. An because of that I feel that it is very important to remember to show our gratitude for the freedoms we have and the ability to live in such a peaceful community

As we approach the anniversary of September 11th we should all take a moment to reflect upon and remember those th...
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