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Karen Totty
Karen Totty REALTOR®

Temecula CA Real Estate News and Information!

Bowling For Kids Sake 2017- Big Brothers Big Sisters Inland Empire - BBBSIE
Karen Totty 7 years ago

 For more information about how you can join the fun OR sponsor a team visit the Big Brothers and Big Sisters of Inland Empire website at http://www.iebigs.org/bfks/


29266 Brockton Circle Menifee - 5 bedroom home
Karen Totty 7 years ago

Beautiful 5 bedroom Menifee CA home in the Bell Mountain community with a great layout for a large growing family. One large Den (can be used as a bedroom) and Full bathroom downstairs. Huge 10,000+ square foot lot with a half court basketball court already in place. Still plenty of room to work a pool into the back yard. Nice upgraded flooring and onyx counters in the kitchen for easy care! Master bedroom has a nice little balcony that you can use for morning coffee. In addition to the 5 bedroo...

Karen Totty 7 years ago

Its time for some great winter wonderland family fun! The Temecula-On-Ice ice skating rink will be opening on very soon for the winter season THIS WEEK!

Bring your family down to Main Street in Old Town Temecula right in front of City Hall for the official GRAND OPENING on December 9th starting at 5pm! There are lots of special guests and events planned check out the Temecula-On-Ice Facebook Page!

Use the City of Temecula link below to get all the information on skate times and prices! As alwa...
Karen Totty 7 years ago

What is a HUD Home?

A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

The homes are sold through a bid process via the HUD online portal and require the use of a HUD Registered Real Estate agent and can be very confusing to agents not familiar with the process required to submit offers. Not all agents are registered w...
Karen Totty 7 years ago

For years we were always told that you MUST have PMI (Private Mortgage Insurance) when you get an FHA loan. It was a necessary evil but often added a significant amount to your mortgage payment if the entire amount is not pre-paid in your closing costs. What we were often NOT told is that once you refinance to a NON-FHA loan or have the PMI removed when you reach 20% equity in your home you are due a refund of any PRE-Paid Private Mortgage Insurance (PMI). If you have refinanced an FHA mortgage...

Karen Totty 7 years ago

With the huge increase in the number of homeowners installing solar systems on their property, the buying and selling of these solar equipped homes is becoming much more common.

The HERO program, that was widely used throughout the county to finance many of these systems, initially had many hurdles to overcome when it came time to sell the property. The biggest problem was a lack of clear communication and information on the actual lease program and what the requirements were to sell or transfe...
26542 Bay Ave, Moreno Valley
Karen Totty 7 years ago

BACK ON THE MARKET!!

BUYER COULD NOT PERFORM AND WE NEEDED TO MOVE ON!

Beautiful 5 Bedroom 4 Bathroom home for sale in Moreno Valley. Call for current status and showing information Karen Totty 951-970-5087

Great 5 Bedroom 4 bathroom + loft home in the Rancho Belago neighborhood of Moreno Valley. This over 3200 square foot home features a bedroom and full bathroom on first floor of the home, which is great for out of town guests or long term visitors. The home has a wonderful layout with a s...
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